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Discover the proven path to wealth that anyone can follow... no matter how young you are.

When you first start earning your own income, money is often tight and barely enough to cover the necessities.

You worry about making rent, affording emergency repairs, or making your debt payments on time.

Investing is probably the least of your concerns when you're struggling to meet your day-to-day needs.

Why put your money into stocks and bonds that you don't get to use now when there are urgent things you need to take care of?

But if you want to become rich and financially secure, investments are the only way to get there.

Investing helps you continue to earn money -- even when you're not actively working for it.

Eventually, when your investments become large enough, they can generate enough money to cover your living expenses -- no job required.

If you want to reach this point by the time you're 30, you will have to take action while you're still in your 20s... the earlier, the better.

In How to Get Rich Before 30, you'll learn what it takes to start building and growing wealth, regardless of where you're starting from. Inside, you will discover:

• How to start investing money now, even if you only have a few dollars to spare
• How your erroneous beliefs about money are limiting your potential for wealth
• How to stay motivated and focused on building your nest egg (even when the temptation to splurge strikes)
• Why you're losing money by keeping it in a savings account
• The biggest advantage you have as a young adult -- and how to capitalize on it to grow your wealth
• Small lifestyle changes you can make today to increase the amount you can set aside for investing
• Beginner-friendly investing methods -- no need to be a finance expert!
• The #1 investment you need to make that is guaranteed to make a worthwhile return, no matter what happens to the stock market

And much more.

No matter how much or how little you're earning, setting money aside for investments should be part of your financial habits.

Unlike money spent on material things, the money you put into your investments will keep working for you, even when you're no longer working.

So don't make your income an excuse for not investing. Instead, make it your best resource to build your wealth on.

By taking the small steps towards investing today, your finances will enjoy big leaps in the future.

If you want to make the most of your hard-earned money so you won't have to keep working for it forever, then scroll up and click the "Add to Cart" button right now.

Love isn’t always followed by marriage!What do you have in common with Oprah Winfrey, Stedman Graham, Goldie Hawn, Kurt Russell, Elton John and David Furnish? They, like you, are part of an unmarried couple and either legally can’t or have chosen not to get married.But that does not mean that you can’t share financial and other obligations with your partner. Money Without Matrimony answers the questions unmarried couples have when developing plans to secure their financial futures including:
• Pros and cons of merging your finances 
• Determining ways unmarried partners should own property 
• Strategies to ensure that your wishes will be carried out under all circumstances 
• The importance of partnership agreements and other legal documents for unmarried couplesAuthors and Certified Financial Planners™ Sheryl Garrett and Debra A. Neiman guide you and your partner through the necessary steps to protect each other from potential financial ruin in much the same way that federal laws help protect married couples.If you are one half of an unmarried couple, you owe it to you and your partner's financial future to read Money Without Matrimony.
 

Transform your relationship with money into one that powers true wellbeing. Money can buy happiness when you spend it on wellness.

In Happy Money Happy Life: A Multidimensional Approach to Health, Wealth, and Financial Freedom, celebrated writer, speaker, and entrepreneur Jason Vitug delivers an exciting and practical discussion at the intersection of our mental and emotional health and our money. You’ll explore the importance of physical and spiritual wellbeing, the interconnectedness of environmental comfort, meaningful work, and social connections as you learn to live a healthier, wealthier, and happier life.

With insightful takeaways from happiness research, you’ll understand how money weaves itself into every aspect of your life and how you can masterfully use it to choose happiness.

In the book, you’ll find:

• Descriptions of the 8 dimensions of wellness and a hands-on framework you can use to achieve your financial and life goals
• 4 key principles to living a happier life
• A holistic strategy for transforming your relationship with money into one that improves every aspect of your wellbeing

An indispensable roadmap to mental strength, physical health, financial success, and emotional intelligence, Happy Money Happy Life is ideal for professionals, managers, workers, executives, and other business leaders ready to explore the possibility that life is about joy and happiness, not merely titles and salaries.

An advisor to many of today's most successful wealth creators explains how to align your values with your wealth, including the ways in which it is earned, managed, and spent, to maximize both wealth and personal fulfillment.

Money is something most people fantasize about: if only financial independence became a reality, then life would be easier and more fulfilling. Wealth creators soon discover that while money provides incredible opportunities, it can also bring unexpected consequences: isolation, relationship challenges, and a lack of purpose that are often by-products of achieving financial success. 

Wealth is a gift that involves practical, psychological, and spiritual stewardship. Wealth creators desperately need advice they can trust to maximize, not just manage, the gift of wealth. Drawing on wisdom from John Christianson's 25 years of experience advising some of the most successful wealth creators in the country, this book explores money emotional intelligence, roadblocks around money and relationships, kids and money, generosity, identity, and aligning your values with your money. The Wealth Creator's Playbook is the go-to guide for individuals who are chasing financial success and the richness of a deeply fulfilling life.

NEW YORK TIMES BESTSELLER

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you:
 

• Maximize your earnings to get more out of your 9-to-5
• Understand the differences between savings accounts, and where you should keep your money
• Identify the tax strategies and (legal) loopholes you need to retire in style
• Overcome investing fears to secure wealth for generations

And much more!

Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —New York Magazine

From the #1 New York Times bestselling author of You Are a Badass®, a life-changing guide to making the kind of money you’ve only ever dreamed of.

You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
 
Learn to:

   • Uncover what's holding you back from making money
   • Give your doubts, fears, and excuses the heave-ho
   • Relate to money in a new (and lucrative) way
   • Shake up the cocktail of creation
   • Tap into your natural ability to grow rich
   • Shape your reality—stop playing victim to circumstance
   • Get as wealthy as you wanna be

“This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —PopSugar

You're smart. So don't be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger.

Do you have a "friend" who is super smart, has a great career, holds a graduate degree, has even saved a chunk of money for retirement, but who keeps making the same dumb mistakes when it comes to money? Is this "friend" you?

After decades working as a Wall Street trader, investment adviser, and money expert for CBS, Jill Schlesinger reveals thirteen costly mistakes you're probably making right now with your money without even knowing it. Drawing on heartfelt personal stories (yes, money experts screw up, too), Schlesinger argues that it's not lack of smarts that causes even the brightest, most accomplished people among us to behave like financial dumb-asses, but simple emotional blind spots. So if you've made well-intentioned mistakes like saving for college for your kids before you've saved for your own retirement, or taken on too much risk when you invest, you've come to the right place. And if you've avoided uncomfortable moments such as sitting down to draft a will or planning long-term care for an aging parent, this is the book for you.

By breaking bad habits and following Schlesinger's pragmatic and accessible rules for managing your finances, you can save tens, even hundreds, of thousands of dollars, not to mention avoid countless sleepless nights.

Practical, no-nonsense, and often counterintuitive, The Dumb Things Smart People Do with Their Money tells you what you really need to hear about retirement, college financing, insurance, real estate, and more. It might just be the smartest investment you make all year.

Advance praise for The Dumb Things Smart People Do with Their Money

"Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger's book your guide to all the things you should know about money but were never taught. After reading it, you'll be smarter, wiser, and maybe even wealthier."--Chris Guillebeau, author of Side Hustle and The $100 Startup

"A must-read, whether you're digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger's straight-talking, judgment-free style."--Beth Kobliner, author of Make Your Kid a Money Genius (Even If You're Not) and Get a Financial Life

Retirement planning was simple and predictable 40 years ago. All you needed was your company pension, personal savings, and Social Security.

Those days are long gone. Most public pensions are underfunded, and private companies can't get rid of them fast enough. Social Security's own trustees predict it will run out of money in less than 20 years. And most people haven't saved even a fraction of what they should.

Retiring comfortably today is not about saving more, it's about saving smart. In Don't Retire Broke, you will learn:
 

• Traps to avoid before you retire.
   
• How to maximize Social Security benefits.
   
• What to do now if you still have a pension.
   
• How to keep the IRS out of your IRA.
   
• Isn't it time to make sure you don't retire broke?

"[P]rovides fundamental information and a wealth of resources that readers can use to focus on areas of particular interest." Booklist, Starred Review

Your Money Mentors offers advice for millennials and their parents on how to succeed in the years post college graduation. Co-written by a millennial, and based on the author's sixty-plus years of experience in finance, the collective advice is full of data, current research, anecdotes, and suggestions regarding mentors, continuing education, internships, careers, starter jobs, setting financial goals, budgeting, and money matters concerning marriage. The book is presented in three parts: Foundations for Success, Careers, and Making Your Money Work.

The book features real-life stories of successful millennials in the traditional working world and those who have joined the "gig" economy, by choice, or otherwise. It considers an American school system that has slowly but surely become woefully inadequate in many parts of the country when it comes to preparing our millennial population to succeed in society. With that in mind, it offers concrete advice to help millennials and the generation coming up behind them excel in their futures. Your Money Mentors is an uplifting guidebook for this generation and beyond.

"The newbie investor will not find a better guide to personal finance."
--Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET

TV analysts and money managers would have you believe your finances are enormously complicated, and if you don't follow their guidance, you'll end up in the poorhouse.

They're wrong.

When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off-hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral.

Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money” columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years.

For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity—not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values.

Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic.

But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don’t know how and when to start.

April of 2022 marks a 25-year milestone for the personal finance classic Rich Dad Poor Dad that still ranks as the #1 Personal Finance book of all time. And although 25 years have passed since Rich Dad Poor Dad was first published, readers will find that very little in the book itself has changed -- and for good reason. While so much in our world is changing a high speed, the lessons about money and the principles of Rich Dad Poor Dad haven't changed. Today, as money continues to play a key role in our daily lives, the messages in Robert Kiyosaki's international bestseller are more timely and more important than ever.

Milestones

While there is a milestone to commemorate -- and a new section in the book on Why Milestones Are Important -- preserving the integrity of the original content is testimony to the fact that this book has truly stood the test of time. The sidebars throughout the book (that were updated for the 20-year anniversary edition) have been updated again, but the core principles that parents and grandparents -- those who embraced Robert's story and messages 25 years ago -- are sharing them with new generations who have found that its timeless wisdom and no-nonsense lessons can be applied to anyone's life and their vision for a future that includes taking control of their finances.
 

People of all cultures and countries celebrate milestones. We use them to measure time, mark progress, reflect on the lessons we've learned, and celebrate accomplishments... and they give meaning to our life's journey. They are a way that we integrate past, present, and future... looking back at where we started, where we are today... and the promise of all that the future can hold.

In the quarter century that has passed since Rich Dad Poor Dad was first published -- 25 years since April 8, 1997 -- so many things in our world have changed. But the one thing that has not changed is the pressing need for and the power of financial education. Money is still a mainstay of our lives, like it or not, and technology has brought both speed and innovations to the world of money. In an ever-changing world, we can all still get smarter when it comes to money... and learn as much as we can to secure our future.

Still the One... #1

Today Rich Dad Poor Dad consistently ranks among bestsellers around the world in the categories of Personal Finance, Parenting, and Investing, has been translated into 38 languages, and has sold more than 40 million copies worldwide.
 

Rich Dad Poor Dad is Robert's story of growing up with two dads -- his real father and the father of his best friend, his rich dad -- and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

In many ways, the messages of Rich Dad Poor Dad, messages that were challenged and criticized 25 ago, are more meaningful, relevant, and important today than ever.

Rich Dad Poor Dad...
* Explodes the myth that you need to earn a high income to become rich
* Challenges the belief that your house is an asset
* Shows parents why they can't rely on the school system to teach their kids about money
* Defines once and for all an asset and a liability
* Teaches you what to teach your kids about money for their future financial success

 

Ken Honda—Japan’s #1 bestselling personal development guru—teaches you how to achieve peace of mind when it comes to money with this instant national bestseller. 

Too often, money is a source of fear, stress, and anger, often breaking apart relationships and even ruining lives. We like to think money is just a number or a piece of paper, but it is so much more than that. Money has the ability to smile, it changes when it is given with a certain feeling, and the energy with which it imbues us impacts not only ourselves, but others as well.

Although Ken Honda is often called a “money guru,” his real job over the past decade has been to help others discover the tools they already possess to heal their own lives and relationships with money. Learn how to treat money as a welcome guest, allowing it to come and go with respect and without resentment; understand and improve your money EQ; unpack the myth of scarcity; and embrace the process of giving money, not just receiving it.

This book isn’t to fix you, because as Ken Honda says, you’re already okay!

SPEND YOUR WAY TO FREEDOM LIKE A TRUE FINANCIAL SAMURAI
 
Sam Dogen, creator of the Financial Samurai blog, knows that you need to spend money to make money. He’s taught over 90 million readers how to invest wisely in all facets of life, from education to parenting to relationships to side hustles, even choosing where to work and play.
 
Now, in his Wall Street Journal bestseller, Buy This, Not That, the Financial Samurai takes the guesswork out of financial planning and shows you exactly what to buy, how much to spend, and how to optimize every dollar you earn so you can maximize wealth building and live life on your terms. The good news? You don’t need to be a millionaire or a genius to achieve financial freedom. It’s about making the most of your money, now and forever—and it’s never too late to get started. You’ll learn:
 
— The Financial Samurai’s 70/30 framework for optimal financial decision-making
— What is “good debt” and “bad debt,” and the right way to pay down debt or invest
— Strategies and tips for building passive income streams that work for your goals and risk tolerance
— How to invest in real estate, even if you can't afford to buy property
— Rules for spending—from coffee and cars to mortgages and marriage
— And so much more!

Three years after the economic meltdown began, many of us are still reeling from its devastating effects. Maybe you're among the millions of homeowners who fell behind on their mortgages or you lost your home to foreclosure. Maybe you lost your job and have struggled to find a new one, meanwhile struggling with a drastically reduced income. Or perhaps you're one of the roughly 1.5 million Americans filing each year for bankruptcy. 
Or maybe you emerged from the meltdown relatively unscathed, but you've been recently divorced or widowed. Now, along with all the other accompanying emotional hardships, you must deal with a household budget that is dramatically changed. Maybe you experienced an unexpected health crisis that drained your savings or retirement account. Or perhaps you've simply grown tired of having so much debt.

As tough as these situations are, they aren't hopeless.. You have options. When the old \ rules for managing your finances no longer apply, you can take control of your situation, wipe the slate clean, and start over. 
Here, in the accessible, empathetic, and easy-to-understand style the Wall Street Journal Guidebook series is known for, veteran WSJ personal finance reporter Karen Blumenthal walks you through everything you need to know to leave the past behind you and get your financial life back on track. This includes how to: 

-Build a trusted team of professionals to help you navigate your new financial landscape
-Get your credit record - the support beam of your financial scaffolding - back in order
-Recalibrate your budget and weigh your big ticket expenses
-Determine whether you can afford to stay in your home 
-Adjust your debts to your new situation
-Assess your health coverage and other necessary insurance 
-Invest for your future retirement and other needs
-Craft a sustainable plan for long-term financial health

Whether you're recently divorced or widowed, or have declared bankruptcy or lost your home to foreclosure, or simply want to start with a clean slate, you can make a fresh financial start. Covering housing, insurance, health care, investing, debt, taxes, wills, and more, this book shows readers at all life stages and income levels how to adapt and adjust their finances to their new circumstances and get on the path to a better financial life.
 

GOODBYE DEBT--HELLO FREEDOM!

Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value--like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.

But as America's favorite financial coach, David Bach, points out, in difficult times there is no such thing as good debt. There is only debt. And all debt is too expensive--if what you desire is FREEDOM! In fact, Bach believes the best investment you can make today is to pay down your debt, faster and smarter than you have ever attempted before--starting today!

In Debt Free for Life, #1 New York Times bestselling author David Bach has written his most groundbreaking and important book since The Automatic Millionaire, giving us the knowledge, the tools, and the mindset we need to get out of debt and achieve financial freedom-- forever! Offering a revolutionary approach to personal finance that teaches you how to pay down your debt and adopt a whole new way of living - debt free. Bach unveils the Debt Wise program that empowers you to pare down your debt automatically. You'll learn how to calculate your Debt Freedom Day - the actual date you will be completely free of debt. And you'll discover that when you are debt free, you need a lot less money to live on. You can retire, even with a smaller nest egg -- perhaps earlier than you expected.

David Bach has coached millions to pay off their debt and now he can guide you. Whether you have home loans, student loans, car loans, credit card debt--paying down your debt is truly a game you can win, if you know the rules. Debt Free For Life will teach you the rules and give you the tools to buy back your freedom.

The instant NEW YORK TIMES BESTSELLER
WALL STREET JOURNAL BESTSELLER
PUBLISHERS WEEKLY BESTSELLER
USA TODAY BESTSELLER
#1 PERSONAL FINANCE EXPERT

Revised & Updated for 2023

THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE!

Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own.

Except you're not—because Suze Orman has your back.

Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape.

You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now.

Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life.

"I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."

Turn your retirement savings into a steady paycheck that will last for life with Jane Bryant Quinn's "'how to' book that covers every phase of retirement finance. Bottom line, anyone on the retirement track or in retirement should own this book" (Huffington Post).

Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. With this book, financial expert Jane Bryant Quinn, "America's dean of personal finance" (Forbes), explains how to turn your retirement funds into a paycheck that will last for life.

She also shows how to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money ten and twenty years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide--"a hugely valuable resource for readers, wherever they are on their personal financial timeline" (Publishers Weekly, starred review).

Everywhere we turn, we hear negative financial news—that the American Dream is dead or that the little man can’t get ahead. Our culture feeds us the lie that it’s impossible to become a millionaire in America today, but it’s time you heard the truth.

In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence. Chris and the Ramsey research team surveyed over 10,000 US millionaires, discovering how these high-net-worth people reached their financial status. And the formula might surprise you.

Millionaire status doesn’t require inheriting a bunch of money or having a high-paying job. No. The path to becoming a millionaire is paved with more-ordinary tools—tools that you either already have or that you can learn. If you thought you could never become a millionaire, think again. Listen and learn from over 10,000 everyday millionaires who have done it and believe it’s possible for you too.

THE NEW YORK TIMES BESTSELLER

Two of the world's leading experts explain the vital link between health and wealth that could add years to your life and dollars to your retirement savings.
All the money in the world doesn't mean a thing if we can't get out of bed. And the healthiest body in the world won't stay that way if we're frazzled about five figures worth of debt. TODAY Show financial expert Jean Chatzky and the Cleveland Clinic's chief wellness officer Dr. Michael Roizen explain the vital connection between health and wealth--giving readers all the tactics, strategies, and know-how to live longer, healthier, more lucrative lives.

The same principles that allow us to achieve a better body will allow us to do the same for our investment portfolio. For instance, physical and financial stability comes down to the same equation: Inflow versus outflow. Do we burn more calories than we ingest? Likewise, are we making more money than we spend? The authors detail scientific ways to improve our behavior so that the answers tilt in the readers' favor. They also offer ways to beat the system by automating how we do things and limiting our decisions in the face of too much food or too much debt. Chatzky and Roizen provide a plan for both financial independence and biological strength with action steps to get you there.

From the wildly popular Reader's Digest column "13 Things They Won't Tell You" here are more than 5,000 trade secrets, professional tips, juicy secrets, and insider perspectives to save money and time, get better service, and avoid being scammed.

Every month, in its wildly popular "13 Things They Won't Tell You" column, Reader’s Digest asks selected experts from a different profession to spill their secrets. Readers walk a mile in their shoes and see things that are enlightening, horrifying, and give them a whole new perspective on the people they trust with their food, health, family, money, and home. They walk away with the keys to awesome backdoor deals, insider knowledge that saves them tons of money, and invaluable advice for getting better service anywhere they go.

Now, this wisdom has been collected into one comprehensive volume, complete with updates, all-new interviews, and thousands of additional secrets. In Insider Secrets, you'll find out how to:

*make sure your doctor is the most experienced one in the hospital

*score the best deals from a car salesman

*baffle burglars and identity thieves

*avoid getting fired, according to HR

*find the freshest food in the store

and much more!
 

Named one of the best books of 2021 by NPR

New York Times Bestseller and a New York Times Book Review Editor's Choice pick

"Masterly . . .represents an extraordinary achievement: It is comprehensive and detailed without being tedious, practical without being banal, impeccably well judged and unusually rigorous."--Daniel Markovits, New York Times Book Review

"Ron Lieber is a gift."--Scott Galloway

The hugely popular New York Times Your Money columnist and author of the bestselling The Opposite of Spoiled offers a deeply reported and emotionally honest approach to the biggest financial decision families will ever make: what to pay for college--a decision made even more confusing because of the Covid-19 pandemic.

Sending a teenager to a flagship state university for four years of on-campus living costs more than $100,000 in many parts of the United States. Meanwhile, many families of freshmen attending selective private colleges will spend triple--over $300,000. With the same passion, smarts, and humor that infuse his personal finance column, Ron Lieber offers a much-needed roadmap to help families navigate this difficult and often confusing journey.

Lieber begins by explaining who pays what and why and how the financial aid system got so complicated. He also pulls the curtain back on merit aid, an entirely new form of discounting that most colleges now use to compete with peers.

While price is essential, value is paramount. So what is worth paying extra for, and how do you know when it exists in abundance at any particular school? Is a small college better than a big one? Who actually does the teaching? Given that every college claims to have reinvented its career center, who should we actually believe? He asks the tough questions of college presidents and financial aid gatekeepers that parents don't know (or are afraid) to ask and summarizes the research about what matters and what doesn't.

Finally, Lieber calmly walks families through the process of setting financial goals, explaining the system to their children and figuring out the right ways to save, borrow, and bargain for a better deal.

The Price You Pay for College gives parents the clarity they need to make informed choices and helps restore the joy and wonder the college experience is supposed to represent.

Eliminate Your Student Loan Debt

Step-by-step approach to financial freedom: David Carlson is the author of the book Hustle Away Debt and founder of the millennial personal finance blog Young Adult Money. In Student Loan Solution David explains what student loan borrowers should be focusing on. He provides a 5-step approach to help you understand your loans, your options, and how to improve your greater financial life, while paying down your student loan debt. Learn how to take advantage of strategies that help you make more money, save more money, and ultimately pay down your student loans faster.

Everything you need to know about student loan debt: Student loans are complicated. College financial aid terms like "federal direct subsidized" and "GRAD Plus" mean little to most of us. Each type of student loan is slightly different, with its own set of rules and repayment options. Student Loan Solution explains everything you need to know about your student loans including how they work, repayment options and opportunities for loan forgiveness, and plans for managing and paying down your loans. David Carlson covers it all.

De-complicate your life: By the time you are done reading this book, you will understand student loans, gain control of your finances, and be armed with strategies to improve your finances.

Don't be a statistic: For millions of Americans, paying for college meant taking out loans. If you are one of the 70% of college graduates burdened with these loans, Student Loan Solution could change your life. Fight the student loans epidemic affecting 40 million borrowers―learn the best way to pay off the college degree you worked so hard to earn.

Student Loan Solution has the tools you need to start your student loans repayment with a bang. Learn how to:

• Pay off your student loan debt
• Personalize your student loan repayment plan
• Live a happier, financially smarter life

“One of the best books I have read on investing in years. ” —Bill Ackman, founder and CEO, Pershing Square Capital Management

From a successful investor and a contributor to Barron’s and Fortune comes a once-in-a-lifetime book that gives modern investors what they need most: a fresh guide to making money in a stock market now dominated by tech stocks.

Technological change is reshaping the economy in a way not witnessed since Henry Ford introduced the assembly line. A little more than ten years ago, only two of the ten most valuable publicly traded companies in the world were digital enterprises—today, they comprise eight of the top ten. Investors around the world are struggling to understand the Digital Age and how they can use the stock market to profit from it.

Author Adam Seessel understands. Several years ago, he watched his old-school portfolio built using traditional value investing principles decline while the market, driven by “expensive” tech stocks, advanced. Determined to reverse course, he set off in search of a new investment paradigm, one that remained true to the discipline that Ben Graham gave us a century ago while reflecting the new realities of the Digital Age.

In this “helpful take on playing the stock market” (Publishers Weekly), Seessel introduces a refreshed value-based framework that any investor, professional or amateur, can use to beat the modern market. Like all sectors, the tech sector follows certain rules. We can study these rules, understand them, and invest accordingly. The world is changing, and we can profit from it.

Approaching tech this way, the economy’s current changes and the rapid rise of tech stocks are not reasons to be frightened or disoriented—they’re reasons to be excited. Infused with the same kind of optimism and common sense that inspired Benjamin Graham’s The Intelligent Investor and Peter Lynch’s One Up on Wall Street, Where the Money Is ushers in a new era of modern value investing.