Dr. Martin Luther King Jr. Day Closure

In observance of Dr. Martin Luther King Jr. Day, The Palm Desert Library will be closed Monday, January 20.

Financial Wellness Month

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How To Get Rich Before 30

Discover the proven path to wealth that anyone can follow... no matter how young you are.

When you first start earning your own income, money is often tight and barely enough to cover the necessities.

You worry about making rent, affording emergency repairs, or making your debt payments on time.

Investing is probably the least of your concerns when you're struggling to meet your day-to-day needs.

Why put your money into stocks and bonds that you don't get to use now when there are urgent things you need to take care of?

But if you want to become rich and financially secure, investments are the only way to get there.

Investing helps you continue to earn money -- even when you're not actively working for it.

Eventually, when your investments become large enough, they can generate enough money to cover your living expenses -- no job required.

If you want to reach this point by the time you're 30, you will have to take action while you're still in your 20s... the earlier, the better.

In How to Get Rich Before 30, you'll learn what it takes to start building and growing wealth, regardless of where you're starting from. Inside, you will discover:

  • How to start investing money now, even if you only have a few dollars to spare
  • How your erroneous beliefs about money are limiting your potential for wealth
  • How to stay motivated and focused on building your nest egg (even when the temptation to splurge strikes)
  • Why you're losing money by keeping it in a savings account
  • The biggest advantage you have as a young adult -- and how to capitalize on it to grow your wealth
  • Small lifestyle changes you can make today to increase the amount you can set aside for investing
  • Beginner-friendly investing methods -- no need to be a finance expert!
  • The #1 investment you need to make that is guaranteed to make a worthwhile return, no matter what happens to the stock market

And much more.

No matter how much or how little you're earning, setting money aside for investments should be part of your financial habits.

Unlike money spent on material things, the money you put into your investments will keep working for you, even when you're no longer working.

So don't make your income an excuse for not investing. Instead, make it your best resource to build your wealth on.

By taking the small steps towards investing today, your finances will enjoy big leaps in the future.

If you want to make the most of your hard-earned money so you won't have to keep working for it forever, then scroll up and click the "Add to Cart" button right now.

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Rich AF

NEW YORK TIMES BESTSELLER

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, Vivian will break down her best recommendations to help you:
 

  • Maximize your earnings to get more out of your 9-to-5
  • Understand the differences between savings accounts, and where you should keep your money
  • Identify the tax strategies and (legal) loopholes you need to retire in style
  • Overcome investing fears to secure wealth for generations

And much more!

Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

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You Are a Badass at Making Money

“A cheerful manifesto on removing obstacles between yourself and the income of your dreams.” —New York Magazine

From the #1 New York Times bestselling author of You Are a Badass®, a life-changing guide to making the kind of money you’ve only ever dreamed of.


You Are a Badass at Making Money will launch you past the fears and stumbling blocks that have kept financial success beyond your reach. Drawing on her own transformation—over just a few years—from a woman living in a converted garage with tumbleweeds blowing through her bank account to a woman who travels the world in style, Jen Sincero channels the inimitable sass and practicality that made You Are a Badass an indomitable bestseller. She combines hilarious personal essays with bite-size, aha concepts that unlock earning potential and get real results.
 
Learn to:

   • Uncover what's holding you back from making money
   • Give your doubts, fears, and excuses the heave-ho
   • Relate to money in a new (and lucrative) way
   • Shake up the cocktail of creation
   • Tap into your natural ability to grow rich
   • Shape your reality—stop playing victim to circumstance
   • Get as wealthy as you wanna be

“This book truly crystallizes the concept that financial abundance is an inside job—in that it all begins with your mindset—and Sincero gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” —PopSugar
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The Dumb Things Smart People Do with Their Money

You're smart. So don't be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger.

Do you have a "friend" who is super smart, has a great career, holds a graduate degree, has even saved a chunk of money for retirement, but who keeps making the same dumb mistakes when it comes to money? Is this "friend" you?

After decades working as a Wall Street trader, investment adviser, and money expert for CBS, Jill Schlesinger reveals thirteen costly mistakes you're probably making right now with your money without even knowing it. Drawing on heartfelt personal stories (yes, money experts screw up, too), Schlesinger argues that it's not lack of smarts that causes even the brightest, most accomplished people among us to behave like financial dumb-asses, but simple emotional blind spots. So if you've made well-intentioned mistakes like saving for college for your kids before you've saved for your own retirement, or taken on too much risk when you invest, you've come to the right place. And if you've avoided uncomfortable moments such as sitting down to draft a will or planning long-term care for an aging parent, this is the book for you.

By breaking bad habits and following Schlesinger's pragmatic and accessible rules for managing your finances, you can save tens, even hundreds, of thousands of dollars, not to mention avoid countless sleepless nights.

Practical, no-nonsense, and often counterintuitive, The Dumb Things Smart People Do with Their Money tells you what you really need to hear about retirement, college financing, insurance, real estate, and more. It might just be the smartest investment you make all year.

Advance praise for The Dumb Things Smart People Do with Their Money

"Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger's book your guide to all the things you should know about money but were never taught. After reading it, you'll be smarter, wiser, and maybe even wealthier."--Chris Guillebeau, author of Side Hustle and The $100 Startup

"A must-read, whether you're digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger's straight-talking, judgment-free style."--Beth Kobliner, author of Make Your Kid a Money Genius (Even If You're Not) and Get a Financial Life

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The Opposite of Spoiled

In the spirit of Wendy Mogel’s The Blessing of a Skinned Knee and Po Bronson and Ashley Merryman’s Nurture Shock, New York Times “Your Money” columnist Ron Lieber delivers a taboo-shattering manifesto that explains how talking openly to children about money can help parents raise modest, patient, grounded young adults who are financially wise beyond their years.

For Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids. Children are hyper-aware of money, and they have scores of questions about its nuances. But when parents shy away from the topic, they lose a tremendous opportunity—not just to model the basic financial behaviors that are increasingly important for young adults but also to imprint lessons about what the family truly values.

Written in a warm, accessible voice, grounded in real-world experience and stories from families with a range of incomes, The Opposite of Spoiled is both a practical guidebook and a values-based philosophy. The foundation of the book is a detailed blueprint for the best ways to handle the basics: the tooth fairy, allowance, chores, charity, saving, birthdays, holidays, cell phones, checking accounts, clothing, cars, part-time jobs, and college tuition. It identifies a set of traits and virtues that embody the opposite of spoiled, and shares how to embrace the topic of money to help parents raise kids who are more generous and less materialistic.

But The Opposite of Spoiled is also a promise to our kids that we will make them better with money than we are. It is for all of the parents who know that honest conversations about money with their curious children can help them become more patient and prudent, but who don’t know how and when to start.

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Rich Dad Poor Dad

April of 2022 marks a 25-year milestone for the personal finance classic Rich Dad Poor Dad that still ranks as the #1 Personal Finance book of all time. And although 25 years have passed since Rich Dad Poor Dad was first published, readers will find that very little in the book itself has changed -- and for good reason. While so much in our world is changing a high speed, the lessons about money and the principles of Rich Dad Poor Dad haven't changed. Today, as money continues to play a key role in our daily lives, the messages in Robert Kiyosaki's international bestseller are more timely and more important than ever.

Milestones

While there is a milestone to commemorate -- and a new section in the book on Why Milestones Are Important -- preserving the integrity of the original content is testimony to the fact that this book has truly stood the test of time. The sidebars throughout the book (that were updated for the 20-year anniversary edition) have been updated again, but the core principles that parents and grandparents -- those who embraced Robert's story and messages 25 years ago -- are sharing them with new generations who have found that its timeless wisdom and no-nonsense lessons can be applied to anyone's life and their vision for a future that includes taking control of their finances.
 


People of all cultures and countries celebrate milestones. We use them to measure time, mark progress, reflect on the lessons we've learned, and celebrate accomplishments... and they give meaning to our life's journey. They are a way that we integrate past, present, and future... looking back at where we started, where we are today... and the promise of all that the future can hold.

In the quarter century that has passed since Rich Dad Poor Dad was first published -- 25 years since April 8, 1997 -- so many things in our world have changed. But the one thing that has not changed is the pressing need for and the power of financial education. Money is still a mainstay of our lives, like it or not, and technology has brought both speed and innovations to the world of money. In an ever-changing world, we can all still get smarter when it comes to money... and learn as much as we can to secure our future.

Still the One... #1

Today Rich Dad Poor Dad consistently ranks among bestsellers around the world in the categories of Personal Finance, Parenting, and Investing, has been translated into 38 languages, and has sold more than 40 million copies worldwide.
 


Rich Dad Poor Dad is Robert's story of growing up with two dads -- his real father and the father of his best friend, his rich dad -- and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

In many ways, the messages of Rich Dad Poor Dad, messages that were challenged and criticized 25 ago, are more meaningful, relevant, and important today than ever.

Rich Dad Poor Dad...
* Explodes the myth that you need to earn a high income to become rich
* Challenges the belief that your house is an asset
* Shows parents why they can't rely on the school system to teach their kids about money
* Defines once and for all an asset and a liability
* Teaches you what to teach your kids about money for their future financial success

 

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The Wall Street Journal Guide to Starting Fresh

Three years after the economic meltdown began, many of us are still reeling from its devastating effects. Maybe you're among the millions of homeowners who fell behind on their mortgages or you lost your home to foreclosure. Maybe you lost your job and have struggled to find a new one, meanwhile struggling with a drastically reduced income. Or perhaps you're one of the roughly 1.5 million Americans filing each year for bankruptcy. 
Or maybe you emerged from the meltdown relatively unscathed, but you've been recently divorced or widowed. Now, along with all the other accompanying emotional hardships, you must deal with a household budget that is dramatically changed. Maybe you experienced an unexpected health crisis that drained your savings or retirement account. Or perhaps you've simply grown tired of having so much debt.

As tough as these situations are, they aren't hopeless.. You have options. When the old \ rules for managing your finances no longer apply, you can take control of your situation, wipe the slate clean, and start over. 
Here, in the accessible, empathetic, and easy-to-understand style the Wall Street Journal Guidebook series is known for, veteran WSJ personal finance reporter Karen Blumenthal walks you through everything you need to know to leave the past behind you and get your financial life back on track. This includes how to: 

-Build a trusted team of professionals to help you navigate your new financial landscape
-Get your credit record - the support beam of your financial scaffolding - back in order
-Recalibrate your budget and weigh your big ticket expenses
-Determine whether you can afford to stay in your home 
-Adjust your debts to your new situation
-Assess your health coverage and other necessary insurance 
-Invest for your future retirement and other needs
-Craft a sustainable plan for long-term financial health

Whether you're recently divorced or widowed, or have declared bankruptcy or lost your home to foreclosure, or simply want to start with a clean slate, you can make a fresh financial start. Covering housing, insurance, health care, investing, debt, taxes, wills, and more, this book shows readers at all life stages and income levels how to adapt and adjust their finances to their new circumstances and get on the path to a better financial life.
 

Staff Picks

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Separate Is Never Equal

A 2015 Pura Belpr Illustrator Honor Book and a 2015 Robert F. Sibert Honor Book
Almost 10 years before Brown vs. Board of Education, Sylvia Mendez and her parents helped end school segregation in California. An American citizen of Mexican and Puerto Rican heritage who spoke and wrote perfect English, Mendez was denied enrollment to a "Whites only" school. Her parents took action by organizing the Hispanic community and filing a lawsuit in federal district court. Their success eventually brought an end to the era of segregated education in California.

Praise for Separate is Never Equal
STARRED REVIEWS
"Tonatiuh masterfully combines text and folk-inspired art to add an important piece to the mosaic of U.S. civil rights history."
--Kirkus Reviews, starred review

"Younger children will be outraged by the injustice of the Mendez family story but pleased by its successful resolution. Older children will understand the importance of the 1947 ruling that desegregated California schools, paving the way for Brown v. Board of Education seven years later."
--School Library Journal, starred review

"Tonatiuh (Pancho Rabbit and the Coyote) offers an illuminating account of a family's hard-fought legal battle to desegregate California schools in the years before Brown v. Board of Education."
--Publishers Weekly

"Pura Belpr Award-winning Tonatiuh makes excellent use of picture-book storytelling to bring attention to the 1947 California ruling against public-school segregation."
--Booklist

"The straightforward narrative is well matched with the illustrations in Tonatiuh's signature style, their two-dimensional perspective reminiscent of the Mixtec codex but collaged with paper, wood, cloth, brick, and (Photoshopped) hair to provide textural variation. This story deserves to be more widely known, and now, thanks to this book, it will be."
--The Horn Book Magazine

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You Are Not Alone for Parents and Caregivers

"You are Not Alone is the beacon of hope parents and caregivers need.... Every physician and mental health provider should keep copies of this book to give parents when these issues arise; the insights and hope this book provides will be a powerful tool in the provider's therapeutic toolkit." --Bruce D. Perry, M.D., Ph.D., author, with Oprah Winfrey, of the New York Times #1 bestseller What Happened to You: Conversations on Trauma, Resilience and Healing

"Makes the complex world of children's mental health accessible to all while uplifting the voices and experiences of real parents and caregivers." --Jay Shetty, #1 New York Times bestselling author and host of the On Purpose podcast

The perfect follow-up to You Are Not Alone: a guide for parents, educators, caregivers, and mental health professionals on how to navigate mental healthcare for the young people in their lives.

A growing number of children and teens in the U.S. are struggling with mental health conditions, but parents, teachers, and other caregivers are often at a loss when concerns arise for their own child. Are your preschooler's constant tantrums typical for their age, or an indication of a developmental difficulty? Is puberty or depression to blame for your pre-teen's challenging behavior? Is my child in the wrong school, or being influenced by the wrong friends? Am I a bad parent or teacher, or am I overreacting? What exactly should I do?

In You Are Not Alone for Parents and Caregivers, child psychiatrist and NAMI's Associate Medical Director Dr. Christine M. Crawford provides a comprehensive, compassionate, and practical resource for anyone concerned about a child's mental health. Drawing on her own clinical experience and guidance from leading experts, Dr. Crawford provides a lens through which to understand the many complex factors affecting children's mental health. Analyzing young people from preschool to high school, she shares insights into how mental health conditions may manifest at different ages, what kind of interventions may be necessary, and what to do to help kids thrive. Throughout, the book channels the collective wisdom of the NAMI community. Parents, caregivers, and young people themselves share personal stories about their paths to recovery, ensuring readers know that they are not alone.

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Likeable Badass

Behavioral scientist Alison Fragale offers powerful new insights and a practical playbook for women to advance in any workplace, full of tips, tricks, and strategies to help secure that elusive corner office.

Over decades of research, speaking engagements, and mentorship, psychologist and professor Alison Fragale encountered recurring questions from high powered and early career women alike: How do women thread the needle of kindness and competence in the workplace? How can women earn credit for their accomplishments, negotiate better, and navigate complex office politics without losing the goodwill of their peers?

Fragale investigated and determined that many women's workplace issues boil down to what psychologists call status: the perception of them by others. No amount of power-- no degree, title, or paycheck-- will raise a woman's workplace stature unless it also affects how others see her. Acknowledging this roadblock, Fragale pulls back the curtain on how we can change how others see us by developing our standing as a "likeable badass." By cultivating perceptions of warmth and assertiveness, women can achieve the kind of reputation that leads to a seat at the table and a fulfilling career path.

Likeable Badass is equal parts behavioral science and life hacks, weaving together rigorous research with actionable advice and impactful stories from a diverse array of women. This is a warm, heartening book written for women, their allies, and anyone who struggles to rise, and wants evidence-based, practical strategies for success, served with a side of inspiration and humor.

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The Ferryman

“Next to impossible to put down . . . exciting, mysterious, and totally satisfying.”—STEPHEN KING
 
From the New York Times bestselling author of The Passage comes a riveting standalone novel about a group of survivors on a hidden island utopia—where the truth isn't what it seems.

Founded by the mysterious genius known as the Designer, the archipelago of Prospera lies hidden from the horrors of a deteriorating outside world. In this island paradise, Prospera’s lucky citizens enjoy long, fulfilling lives until the monitors embedded in their forearms, meant to measure their physical health and psychological well-being, fall below 10 percent. Then they retire themselves, embarking on a ferry ride to the island known as the Nursery, where their failing bodies are renewed, their memories are wiped clean, and they are readied to restart life afresh. 

Proctor Bennett, of the Department of Social Contracts, has a satisfying career as a ferryman, gently shepherding people through the retirement process—and, when necessary, enforcing it. But all is not well with Proctor. For one thing, he’s been dreaming—which is supposed to be impossible in Prospera. For another, his monitor percentage has begun to drop alarmingly fast. And then comes the day he is summoned to retire his own father, who gives him a disturbing and cryptic message before being wrestled onto the ferry.

Meanwhile, something is stirring. The Support Staff, ordinary men and women who provide the labor to keep Prospera running, have begun to question their place in the social order. Unrest is building, and there are rumors spreading of a resistance group—known as “Arrivalists”—who may be fomenting revolution. 

Soon Proctor finds himself questioning everything he once believed, entangled with a much bigger cause than he realized—and on a desperate mission to uncover the truth.

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The Library Book

A REESE WITHERSPOON x HELLO SUNSHINE BOOK CLUB PICK

A WASHINGTON POST TOP 10 BOOK OF THE YEAR * A NEW YORK TIMES BESTSELLER and NEW YORK TIMES NOTABLE BOOK OF 2018

“A constant pleasure to read…Everybody who loves books should check out The Library Book.” —The Washington Post

“CAPTIVATING…DELIGHTFUL.” —Christian Science Monitor * “EXQUISITELY WRITTEN, CONSISTENTLY ENTERTAINING.” —The New York Times * “MESMERIZING…RIVETING.” —Booklist (starred review)

A dazzling love letter to a beloved institution—and an investigation into one of its greatest mysteries—from the bestselling author hailed as a “national treasure” by The Washington Post.

On the morning of April 29, 1986, a fire alarm sounded in the Los Angeles Public Library. As the moments passed, the patrons and staff who had been cleared out of the building realized this was not the usual fire alarm. As one fireman recounted, “Once that first stack got going, it was ‘Goodbye, Charlie.’” The fire was disastrous: it reached 2000 degrees and burned for more than seven hours. By the time it was extinguished, it had consumed four hundred thousand books and damaged seven hundred thousand more. Investigators descended on the scene, but more than thirty years later, the mystery remains: Did someone purposefully set fire to the library—and if so, who?

Weaving her lifelong love of books and reading into an investigation of the fire, award-winning New Yorker reporter and New York Times bestselling author Susan Orlean delivers a mesmerizing and uniquely compelling book that manages to tell the broader story of libraries and librarians in a way that has never been done before.

In The Library Book, Orlean chronicles the LAPL fire and its aftermath to showcase the larger, crucial role that libraries play in our lives; delves into the evolution of libraries across the country and around the world, from their humble beginnings as a metropolitan charitable initiative to their current status as a cornerstone of national identity; brings each department of the library to vivid life through on-the-ground reporting; studies arson and attempts to burn a copy of a book herself; reflects on her own experiences in libraries; and reexamines the case of Harry Peak, the blond-haired actor long suspected of setting fire to the LAPL more than thirty years ago.

Along the way, Orlean introduces us to an unforgettable cast of characters from libraries past and present—from Mary Foy, who in 1880 at eighteen years old was named the head of the Los Angeles Public Library at a time when men still dominated the role, to Dr. C.J.K. Jones, a pastor, citrus farmer, and polymath known as “The Human Encyclopedia” who roamed the library dispensing information; from Charles Lummis, a wildly eccentric journalist and adventurer who was determined to make the L.A. library one of the best in the world, to the current staff, who do heroic work every day to ensure that their institution remains a vital part of the city it serves.

Brimming with her signature wit, insight, compassion, and talent for deep research, The Library Book is Susan Orlean’s thrilling journey through the stacks that reveals how these beloved institutions provide much more than just books—and why they remain an essential part of the heart, mind, and soul of our country. It is also a master journalist’s reminder that, perhaps especially in the digital era, they are more necessary than ever.